Practical advisory for real financial transformation
BEBS combines financial expertise, entrepreneurship experience, and strategic thinking to help individuals and organizations achieve clarity and growth.
Who We Are
BeEncouraged Business Solutions (BEBS) is a Zambian-based business and financial advisory company focused on helping individuals and businesses achieve financial clarity, strategic growth, and long-term sustainability.
Founded by Mathews Kapansa, BEBS combines practical financial expertise, entrepreneurship experience, debt recovery guidance, and strategic business thinking to provide transformative solutions for modern financial challenges.
We Operate At The Intersection Of
- Financial Advisory
- Debt Recovery Support
- Business Strategy
- Entrepreneurship Development
- Financial Education
- Strategic Planning
Our Mission
Empower people to make informed financial decisions, build sustainable systems, and recover from financial pressure through structured, practical solutions.

